Job Title: 120 Credit Officers – Community Banking
Regions: Western 1 (30 Vacancies), Western 2 (30 Vacancies), Central (30 Vacancies) & Eastern (30 Vacanices)
Organization: Pride Microfinance Limited (MDI) (Pride)
Duty Station: Uganda
Reports to: Credit Supervisor
Pride Microfinance Jobs: Recruit and train clients through registration and loan disbursement which leads to growth in loan portfolio.
1.Achieve and maintain the set monthly targets.
. Recruit, train clients and disburse loans.
• Mobilize savings deposits.
• Sell other Pride products.
• Make CRB credit applications.
• Follow upon loan repayment and Loan Insurance Fund (LIF) collection in all CECs.
• Follow upon loan recovery process.
• Generate business growth.
2.Comply with branch and BoU set targets.
• Follow up payment for and enrollment of clients on to the credit reference bureau before accessing loans.
• Post loans accurately.
• Prepare weekly monitoring reports on prospective and existing clients.
3.Compile reports on the ongoing loan disbursement.
• Update client loan files.
. Prepare draft report for submission to the Credit Supervisor.
• Recommend to the supervisor any changes to improve service to clients.4.Filing loan documentation.
• File all relevant information as per Pride’s policies and procedures.
• Verify completeness of loan application file.
• Submit files to credit supervisor for verification.KEY RESULT AREAS PERFORMANCE MEASURE / KPI
1.Achieve and maintain the set monthly targets while on probation.
a)Starting a New Portfolio:
• Monthly disbursement of at least 35 new loans.
• Maintain at least 160 active clients on a monthly basis
• Maintain at least Ugx 55 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per monthb)With Inherited Portfolio:
• Monthly disbursement of at least 40 new loans.
• Maintain at least 400 active clients on a monthly basis
• Maintain at least Ugx 200 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per month
2.Achieve and maintain the set monthly targets after confirmation.
• Monthly disbursement of at least 40 new loans.
• Maintain at least 400 active clients on a monthly basis
• Maintain at least Ugx 200 million in outstanding portfolio on a monthly basis
• PAR (30 days past due) of 1% and below
• Client retention rate of 95%
• 5 new VSP accounts per month
3. Ensure Compliance of the branch to BOU’s set targets.
• 100% Credit applications for all loans disbursed monthly.
• 90% compliance for CBA each month.
• 95% for CAP on a monthly basis.
• 90% for Borrower Stakeholders (BS) file
• 90% in Collateral- Credit Guarantee (CCG) file
• 90% for Collateral – Material Collateral (CMC) file
• Financial Malpractice (FM) file
4. Compile periodic reports on the ongoing loan disbursement process.
• 100% accuracy in loan posting into the banker’s realm.
• Daily reports on delinquent accounts submitted to Credit Supervisor.
• Weekly monitoring reports on prospective and existing clients compiled for analysis.
5.Ensure accurate and timely filing of all CBP documentation.
Qualifications, Skills and Experience:
- The applicants for the Pride Microfinance Limited (MDI) (Pride) Credit Officer – Agricultural Lending jobs should hold Diplomas or Bachelor’s Degree in Agricultural economics, Agricultural Extensions, Agricultural Land Use & Management, Agribusiness Management, Agricultural & Rural Innovations, veterinary Science or any other relevant/related field.
- The applicants should possess 2 principle passes at A’ Level
- Credit passes in English and Mathematics at O’ Level.
- Ability to ride a motorcycle, should possess a riding permit and /or process one within a period not exceeding one month of probation.
- Fluent in commonly used local languages within Western Uganda.
- Willingness to work in any part of the country.
- Be ready to challenge themselves to continuously deliver exceptional performance.
- Computer literate, highly motivated, innovative & a self-starter.
- Excellent presentation, interpersonal and communication skills.
- Possess leadership skills.
- Be honest, trustworthy & have a high degree of integrity
- Age: less than 35 years
How to Apply:
All suitably qualified and interested candidates are encouraged to apply online by following the procedure;
- Click Here
- Create an Account
- Fill in your personal information and upload your Curriculum Vitae (CV), including all your scanned academic credentials, 3 letters of recommendation from each of the referees and a passport photo.
- Submit online i.e. no hardcopy deliveries will be accepted
Deadline: 8th December 2018
Shortlisted candidates
Hello Assimwe,
Shortlisted applicants are contacted by the employer directly not Fresher Jobs Uganda.