Credit Officers (26)

UGAFODE Microfinance Limited (MDI)

Location: Various Branches in Uganda

Ref: HR/STAFF/VAC – 27/03/24/2

Deadline: 1st April 2024

Email Application:

UGAFODE Microfinance Limited (MDI) is seeking 26 Credit Officers to join their team across various branches in Uganda. As a Credit Officer, you will be responsible for customer loan applications, assessing creditworthiness, managing customer relationships, and maintaining the loan portfolio in line with the institution’s credit policies.

Duties and Responsibilities:

  • Loan Mobilization:
    • Participate in asset growth campaigns.
    • Schedule meetings for potential loan applicants and provide information on available loan types.
  • Loan Appraisal:
    • Analyze loan applicants’ financial status and credit evaluations.
    • Determine feasibility of granting loans according to institution’s standards.
  • Presentation to Credit Committee:
    • Present and defend loan files to branch credit committees.
    • Provide factual information and analysis to support credit decisions.
  • Loan Compliance:
    • Monitor client loan performance daily.
    • Ensure compliance with loan terms, credit policies, and procedures.
  • Reporting:
    • Report on client loan compliance, non-compliances, and loan repayment trends.
  • Loan Recovery:
    • Lead loan recovery efforts at branch level.
    • Monitor loan performance, KYC/AML procedures, and collateral.
  • KIVA Project Initiator:
    • Disseminate information on the KIVA project to clients.
    • Assist clients with completing application forms for the KIVA project.
  • Loan Documentation:
    • Collect, complete, and update client loan files as required.

Qualifications and Experience:

  • Minimum Diploma in Microfinance, Finance, Accounting, Business Administration, Marketing, Education, Agriculture, Social Development Studies, or related fields.
  • Experience in community development field operations, sales, or SACCOs.
  • Strong analytical skills with a numerate personality.
  • Ability to plan, organize, and deliver customer service effectively.
  • Team player with influencing and negotiation skills.
  • Business-driven mindset with a fast-learning ability.
  • Proficiency in MS Office suite.
  • High level of integrity and ability to ride a motorcycle with a valid riding permit.

How to Apply:

If you meet the requirements and are interested in joining UGAFODE Microfinance Limited (MDI) as a Credit Officer, please submit the following documents to

  1. Application letter
  2. Up-to-date CV

Subject Line: “Credit Officer Application”

Applications should be addressed to the Head of Human Resource.

Deadline for Applications: 1st April 2024

Note: Only shortlisted candidates will be contacted. Women are encouraged to apply.

For more information about UGAFODE Microfinance Limited (MDI) and this job opportunity, visit UGAFODE Careers.

Join UGAFODE Microfinance Limited (MDI) and contribute to the growth of microfinance services in Uganda!



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